The original intention for my "Rowan Rompings" blog was to document our journey through simplifying life, paying off all of our debt, and encouraging others through our story. I chronicled living in "The Shack" and its hardships along with living above The Rabbit Lady and our many adventures with stinkbugs. All of those stories and pictures are still there, but suddenly the focus isn't on where we are living as much as how we are living this thing called life.
Tuesday, November 22, 2011
Paying off debt
Christine's Rules/Thoughts on becoming debt free
Rule 1: Be willing to sacrifice. Even if it means living in a small room, which takes away any and all ability to have your own space.
Rule 2: Hang on for dear life. There will be moments when you are pushed beyond what you thought capable. And, you will hear yourself or your partner say, Just hang on a little longer.
Rule 3: Keep a count down of your debt. Every time you pay down your bills, keep track of it. Post it on the fridge as a constant reminder that all the sacrificing is worth it.
Rule 4: After you pay off one part of your debt, take the money that you would normally put toward that bill and put it towards another one of the bills that you are still working on. Repeat.
Rule 5: Continually simplify. If it's in a box and you haven't used it in 6 months, chances are you really don't need it. Donate clothes, toys, books, shoes, furniture, etc. that takes up space but is not being used.
Rule 6: Talk with others who are going through the same thing. It's easy to feel alone when going through something like this. Allow others' to encourage you.
Rule 7: Celebrate after you meet your goals! Give each other a high five, go out to dinner! Find a way to celebrate.
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